Marina Insurance Program

At Stuckey & Company, we are particularly proud of our HarborGuard Marina program because this was the program that launched our company over 20 years ago. Today, we still offer the most comprehensive program for this specialized market, with tailored liability insurance for a wide variety of businesses, including marinas and boat yards, boat dealers, and marine artisans, including boat repair and supply shops.

Downloads

Application ( 171K)

Underwriting Guidelines

Submit a completed HarborGuard application (available online at www.stuckey.com or call 800-828-3452)
Copy of expiring premium and photos of any docks included in coverage
Three years of loss runs for the business

Capacity

Qualifying businesses with up to $5 million property value per location
Inland and Coastal Risk Acceptable in all states except, AK, HI or NH.
Includes wind coverage up to 5 miles from the coast, excluding Florida
A+ IX rated carrier, non admitted
Liability Coverage includes GL and MOLL.
boat rental liability is available
liquor liability is available
non-owned auto liability is available
Property Coverage can be written on Basic, Broad or Special Form
Property Valuation can be Actual Cash Value or Replacement Cost
Minimum annual premiums for $1 Million to $2 Million limits start at $2,500

Desired Classes

Marinas or boat yards
Boat storage and moorage
Boat dealers
Boat rental (excludes jet skis, water ski equipment, para-sailing)
Boat repair and cleaning (non-commercial)
Boat equipment and supply stores
Boats (excluding charter boats or other commercial vessels)
Cooperative or common tenant docks or marinas
Restaurant, catering, hall rental, general stores, snack bars,
Swimming pools (members and guests only)
Camp grounds and RV parks
Dwellings LRO
Building or premises LRO

Contact

For information on Harborguard, please contact:
Kerry Stuckey at 800-828-3452 x14 or kerry@stuckey.com
Dwight Stuckey at 800-828-3452 x22 or dwight@stuckey.com

[image] Coverage Area

* Available in all US states excluding Alaska, Hawaii, and New Hampshire