Commercial Lines
Choose a competitive solution for business clients.
Commercial Lines brings an exceptional product to independent agents who do not otherwise have access to such a high-quality program. Stuckey & Company has the expertise to offer practical and cost-effective insurance products, to provide liability protection for bodily injury, property damage and remediation costs associated with owning or operating facilities.
Extend your reach with broader eligibility.
Now there's an alternative for accounts that don't fit within Stuckey's standard carrier guidelines. Instead of declining these accounts, Stuckey & Company can now find a suitable home for non-standard accounts—and still offer appropriate coverage and sellable rates.
OUR COMMERCIAL LINES PROGRAM
- Is an admitted program designed for small businesses (including those listed to the left).
- Is an A-rated program backed by national carriers.
- Offers property, business liability, professional liability and several optional coverages.
- Carries no premium volume commitments for qualified agents.
- Has broader eligibility, more flexibility and other new enhancements that make it easy to tailor coverages.
DOWNLOADS
878K)CARRIERS
To obtain a rate for one of our carriers from A.M. Best select from the list below.
Commercial Insurance for Small Business
Starting and running a small business is a learning process. The biggest mistake among new business owners is not making smart choices concerning their small business insurance.
Commercial insurance can seem confusing to small business owners. They may not know what kinds of commercial insurance they need or how much coverage is enough for their particular enterprise. Stuckey & Company agents can help create the right plan to fit the needs of any business.
- General liability commercial insurance covers you in the event of bodily injury or property damage. It is the basis for our commercial insurance policy packages.
- Commercial automobile insurance is a must for all small business insurance policies that must cover a company car, whether the owner is the sole driver, or if employees have access to company vehicles.
- Professional liability insurance, also referred to as 'Errors and Omissions', protects your company if a client claims to have experienced financial loss due to an error or omission on your part.
- Property insurance is important to protect what is probably your business's biggest asset. Even if you rent the location your business operates out of, most landlords require property insurance or liability insurance on your commercial insurance policy.
- Workers compensation insurance covers both medical bills and disability if one of your employees is hurt on the job.
- A business liability insurance package may be the single most important coverage for your business. If a client is injured on your property, injured while using your products, or if one of your employees damages or injures someone off-site, this type of commercial insurance will protect you.
- Umbrella liability insurance extends the coverage amount of your other liability insurance. Claims that are in excess of your coverage amounts will still be covered if you have this type of commercial insurance.
